27 the people’s bank of China released the payment institutions prepaid card business management method “.”Method” requirement is prepaid registered capital amount does not exceed 1000 yuan.Encourage issue registered prepaid card, gift registered in the report the loss and redemption prepaid card cardholders more rights;Allow the face value 200 yuan of the following prepaid card through risk controllable marketing partners and prepaid phone sales agent;Allow the prepaid card payment channel through the network to pay utilities, etc. Small convenient payment.In terms of issuance, continue to emphasize the purchase real-name system, non-cash purchase system and limitation of the distribution system, adhere to the distribution of local administrator, prepaid card and card of complementary development localization, banned use of bank CARDS clearing house allocation of issuer identity code issued prepaid card and pay agency cooperation between hairpin.In accepting, card issuers are expected to expand, signing and managing the number of specially engaged not less than 70% of the prepaid card all accept merchants;Entrusted by an accepting institution shall get the prepaid card issuers.In terms of use, top-up and redemption, emphasize except pay public utilities expenses small convenient payment, prepaid card shall not be used for online payment channel;Has been clear about the way to top-up channels, query, report the loss and redemption procedures, etc., emphasized the real-name top-up, report the loss and redemption.
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